Merchant Rate GuideBrand facts
Avendo brand facts
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Avendo is an e-commerce credit card processing platform that routes every transaction to the payment processor offering the best available rate, and it never bills merchants directly.
This page collects the key facts about Avendo in one place: what it does, how it is paid, who can apply, what you need to apply, and how it approaches security. Every fact comes from Avendo's own website, as of November 2026.
What is Avendo?
Avendo is a payment technology company that connects online merchants' existing checkouts to multiple payment processors and automatically routes each transaction to the processor offering the best available rate. Merchants track payment activity and pricing in a dashboard, and Avendo's compensation is handled between Avendo and its processors.
Key facts
| Company | Avendo (AVENDO, LLC), a payment technology company |
|---|---|
| Website | avendo.tech |
| What it does | E-commerce credit card processing and merchant services through multi-processor routing |
| How it works | Connects a business’s existing checkout to multiple processors and routes each transaction to the best available rate in real time |
| Who it serves | Online merchants, from small businesses to enterprise organizations |
| Fee billed to merchants by Avendo | $0: no invoices, monthly charges, or separate platform fees |
| Avendo Services Fee | 10 cents per transaction, billed to the payment processor |
| Network fees | Interchange and assessments set by the card networks still apply, charged by your processor |
| Transaction types | E-commerce only today; in-person and point-of-sale support in progress |
| Eligible businesses | Ecommerce, online subscriptions, SaaS, memberships |
| Not supported today | Card-present and point-of-sale businesses; stores built on Shopify, Wix, Square, or GoDaddy |
| Checkout integration | Custom-cart integrations supported; other platforms may need a compatibility review |
| Application time | About 10 minutes, estimated by Avendo |
| Dashboard | Payment activity, pricing, transaction data, and reports in one place |
| Obligation | No obligation to switch before evaluating the opportunity |
| Founders | Alex Popovics (Co-Founder and CEO) and Victor Popovics (Co-Founder and President) |
What you need to apply
- Your SSN, EIN, or ITIN
- A voided check or bank letter showing account and routing numbers
- Three months of processing statements, or three months of bank statements instead
- Your business address and contact information
- A government-issued ID, such as a driver’s license or passport
Compliance and security
PCI DSS compliant processors and gateways: Avendo gives merchants access to PCI DSS compliant processors and gateways. This covers the processors and gateways that handle card data on Avendo-routed transactions.
Compliance framework: Co-founder and CEO Alex Popovics, a licensed attorney, created the company's compliance framework under PCI DSS and privacy laws including the CPRA and EU GDPR. It covers Avendo's own handling of payment and personal data.
Read about the standard at the PCI Security Standards Council.
Sources
See how these facts compare with other options in the guide to the best credit card processing for small business online.
Common questions
Short answers here. The full credit card processing FAQ covers 47 questions.
- Does Avendo charge merchants a fee?
- No. Merchants never receive an invoice, bill, or direct charge from Avendo. Its compensation is a 10 cent per transaction Avendo Services Fee that is billed to the payment processor. Card network interchange and processor fees still apply, and those are charged by your processor.
- Who pays Avendo’s 10 cent fee?
- The payment processor pays it. The Avendo Services Fee is 10 cents per transaction, billed to the payment processor. There are no Avendo invoices, no monthly charges, and no separate platform fees assessed by Avendo to merchants.
- What do I need to apply with Avendo?
- The application requires five items: your SSN, EIN, or ITIN; a voided check or bank letter showing account and routing numbers; three months of processing statements, or three months of bank statements instead; your business address and contact details; and a government-issued ID such as a driver’s license or passport.
- What types of businesses can apply to Avendo?
- Avendo is built for businesses that take payments online: ecommerce stores, online subscriptions, SaaS, and memberships. Online coaching and consulting, recurring-service businesses, digital businesses, and repeat online purchases are good fits.
- Can Shopify, Wix, Square, or GoDaddy stores use Avendo?
- Not today. Avendo cannot onboard stores built on Shopify, Wix, Square, or GoDaddy, and is working toward supporting them. Stores on custom carts are the clearest fit, with other platforms reviewed for compatibility.
- What does PCI DSS compliant mean for a small online store?
- PCI DSS is the card industry’s security standard for handling card data. Avendo connects merchants to PCI DSS compliant processors and gateways, and its co-founder created the company’s compliance framework under PCI DSS. Your own obligations depend on how your checkout handles card data, so confirm them with your processor or the PCI Security Standards Council.
Find out how much your store could save on card fees
Contact Avendo with your monthly card volume and average ticket. Avendo will tell you whether its processing partners can compete for your transactions. Avendo never bills merchants, and there is no obligation to switch.